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They say that work expands to fill the amount of time available to do it, and I've found that the same thing applies to money: your financial "needs" and desires expand to absorb the amount of money available.

I've recently had close personal experience with your suggestion that we all cut our cash in half, as I went through a career transition that cut our household income in half.

Our sense of "bliss and abundance" remains high indeed, though I would be lying if I said it wasn't stressful. It has involved a radical rethinking of how we manage our household -- we found that there were a lot of $20 to $40 purchases that we could do very well without, thank you. My wife and I marvel at how much time and money we must have wasted in the past.

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